WITH 20 per cent of small businesses in the UK now not having their own offices and instead working from alternative premises - usually the home, there is a degree of confusion as to how that affects the level of business cover that these small businesses need.

IF you're looking for low cost flights to a great holiday destination that's only a short way away, you won't even have to leave this very kingdom!

BACK at the start of 1995 few of us would have heard of Buzz Lightyear, but in the 15 years since the action figure has gone on to become a household name.